In New Caledonia the currency used is the French Pacific (CPF) franc. Australia and New Zealand dollars are also widely accepted in shops, hotels and restaurants.
Before travelling to the South Pacific, it’s important to advise your bank that you are travelling. This ensures the bank won’t automatically cancel your cards when there is a foreign transaction, leaving you without access to funds. American Express and Visa cards are widely accepted, however Diners and MasterCard may have more limited use.
There are ATMs available in Noumea, and some other resort areas. Be careful though, that some may have maximum weekly withdrawal limits. Be aware that when withdrawing money from foreign ATMs, international withdrawal fees are charged, and can be very expensive. Ask your bank for information on their fees before you set off.
Travelling with cash in New Caledonia is essential. You can pre-purchase CPF francs from Travel Money Oz before travelling to avoid paying international transfer fees and commissions.
Tipping is always accepted in New Caledonia, however it’s not a common practice. A 5% service tax is usually included in displayed prices too.