Indonesia Money Guide

The Indonesian rupiah is the currency of Indonesia. The rupiah is commonly abbreviated to Rp.

Credit Cards

If you plan on using your Australian credit cards or bankcards in Indonesia, don’t forget to alert your bank before you go for security purposes to avoid your card being cancelled for unknown overseas transactions, and to check what international withdrawal fees might apply to your cards.

Travel Cards

You can easily access your own cash overseas by using the Key To The World travel money card, which is available from Escape Travel and allows you to pre-load funds onto the card in your desired currency. The card holds up to 10 different currencies, including Indonesian rupiah, and can be used like a credit card for goods and services, or to withdraw cash from an ATM just like your regular debit card. When loading funds onto the card you set the exchange rate, so you don’t need to worry if the exchange rates vary while you’re away.


ATMs are mostly accessible in major cities, tourist areas and hubs within Indonesia. Be aware that when withdrawing money from overseas ATMs, international withdrawal fees are charged, and can be costly. Ask your bank for information on their international withdrawal fees before your trip.


When travelling to Indonesia, it’s a good idea to buy some Indonesian rupiah before your departure, as you may need to pay a visa fee on entry or to have cash on hand for small items. You can pre-purchase Indonesian rupiah from Travel Money Oz before travelling to avoid paying international transfer fees and commissions.


Outside of Bali, tipping is not expected or required in Indonesia. Some hotels may already include a service surcharge, and you can also round up your taxi or restaurant bill as a nicety.

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